PUP Members have worked long and hard to find ways
to help people get back on their feet and hold onto their homes

Housing links:

• Homeowner's Survival Guide
• Fight for HEMAP and FHA
• FHA
• Foreclosure Crisis Committee
• Foreclosure Prevention
• Legal fees

PUP's Foreclosure Campaign History

• In 1983 directed and organized a campaign that fought and won passage of the first state-funded program to offer zero and low-interest loans to homeowners threatened by foreclosure. Since its passage, the program, called the Homeowners Emergency Mortgage Assistance Program (HEMAP), has prevented over 20,000 Pennsylvania residents from losing their homes.
• In 1992 brought unemployed homeowners together and pressed for the permanent reauthorization of the Homeowners Emergency Assistance Program (HEMAP).
• In 1994 fought for reforms to HEMAP that dramatically increased from 28% to 46% the acceptance rate for the program.
• In 1995-1996 organized opposition against Congress and HUD's proposed elimination of the federal Assignment Program that aided over 85,000 families since 1989 threatened with foreclosure.
• In 1996 fought and defeated the proposed elimination of all funds for the Homeowners Emergency Mortgage Assistance Program (HEMAP) as part of the 1996-97 state budget. In the end PUP saved the program by convincing the state legislature to secure a $3 million appropriation for the program.
  
• Currently organizing a national campaign to replace the HUD's faulty Loss Mitigation Tools with a mortgage assistance program modeled on Pennsylvania's successful HEMAP program.